MOAA National Scholarship Program
Applicants for all of The MOAA National Hosted programs must plan to attend an accredited college or university during the 2024-2025 school year as a full-time student. All loans, grants, and scholarships are designated for students seeking their first undergraduate degree. No loans, grants, or scholarships are applicable toward graduate study.
There is one online application for all scholarships, grants, and interest-free loan programs.
Interest-free loans, MOAA's main program, are renewable annually for up to five years of full-time undergraduate study. Assistance is available only to students who have not yet earned an undergraduate degree. The interest-free loan and grant program provides $5,500 loans, which are renewable for up to five years of undergraduate study. Students selected as loan recipients and their military parent must sign a promissory note before funds can be disbursed. Loans are disbursed in two increments: one-half by early August and one-half by mid-December.
Eligibility Students (under age 24) who are children of former, active or retired officers or active or retired enlisted military personnel are eligible to apply. If such a child served in a Uniformed Service before completing college, however, his or her maximum age for eligibility will be increased by the number of years he or she so served, up to five years. Military academy cadets are not eligible for this program.
Selection Criteria Qualified students with a cumulative GPA of 3.0 or higher on a 4.0 scale are selected on the basis of their scholastic ability, activities, and financial need.
The online application opens in November and must be completed and submitted no later than noon EST March 1st of the following year. Semifinalists are notified in March. Recipients are notified in May.
